/* ==========================================================================
   FRANCO Soluções Financeiras
   Identidade: azul-marinho profundo + dourado metálico, extraída do material
   de marca (logo e peças de redes sociais).
   ========================================================================== */

/* --------------------------------------------------------------- 1. Fontes */

@font-face {
  font-family: "Inter";
  src: url("assets/fonts/inter-400.woff2") format("woff2");
  font-weight: 400; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Inter";
  src: url("assets/fonts/inter-500.woff2") format("woff2");
  font-weight: 500; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Inter";
  src: url("assets/fonts/inter-600.woff2") format("woff2");
  font-weight: 600; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Inter";
  src: url("assets/fonts/inter-700.woff2") format("woff2");
  font-weight: 700; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Poppins";
  src: url("assets/fonts/poppins-600.woff2") format("woff2");
  font-weight: 600; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Poppins";
  src: url("assets/fonts/poppins-700.woff2") format("woff2");
  font-weight: 700; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Poppins";
  src: url("assets/fonts/poppins-800.woff2") format("woff2");
  font-weight: 800; font-style: normal; font-display: swap;
}
@font-face {
  font-family: "Cinzel";
  src: url("assets/fonts/cinzel-700.woff2") format("woff2");
  font-weight: 700; font-style: normal; font-display: swap;
}

/* --------------------------------------------------------------- 2. Tokens */

:root {
  /* azuis da marca */
  --navy-950: #050412;
  --navy-900: #08071c;
  --navy-850: #0b0a22;
  --navy-800: #100d2a;   /* navy das peças de rede social */
  --navy-700: #161234;
  --navy-600: #1e1943;
  --navy-500: #2a2456;

  /* dourados da marca */
  --gold-100: #f7e6b6;
  --gold-200: #efd699;
  --gold-300: #e3c273;
  --gold-400: #cfa843;
  --gold-500: #c9a227;
  --gold-600: #ab853e;   /* dourado das peças de rede social */
  --gold-700: #7d5f26;

  --ink: #ffffff;
  --text: #c6c9de;
  --text-dim: #9a9eba;
  --text-faint: #6a6e8a;

  --line: rgba(201, 162, 39, 0.16);
  --line-soft: rgba(255, 255, 255, 0.07);

  --grad-gold: linear-gradient(174deg, #f7e6b6 0%, #e3c273 24%, #cfa843 50%, #a8801f 68%, #e3c273 88%, #f7e6b6 100%);
  --grad-card: linear-gradient(180deg, rgba(255, 255, 255, 0.052), rgba(255, 255, 255, 0.014));

  --shadow-card: 0 1px 0 rgba(255, 255, 255, 0.045) inset, 0 18px 44px -22px rgba(0, 0, 0, 0.9);
  --shadow-lift: 0 1px 0 rgba(255, 255, 255, 0.07) inset, 0 30px 60px -26px rgba(0, 0, 0, 0.95);

  --wrap: 1180px;
  --pad: clamp(1.15rem, 4.2vw, 2.5rem);
  --r-sm: 10px;
  --r-md: 16px;
  --r-lg: 22px;

  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  --font-display: "Poppins", "Inter", -apple-system, BlinkMacSystemFont, Arial, sans-serif;
  --font-brand: "Cinzel", "Times New Roman", Georgia, serif;
}

/* --------------------------------------------------------------- 3. Reset */

*, *::before, *::after { box-sizing: border-box; }

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: 88px;
}

body {
  margin: 0;
  background-color: var(--navy-900);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 1.0125rem;
  line-height: 1.68;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

/* textura sutil de fundo, no espírito do material impresso da marca */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  opacity: 0.5;
  background-image:
    radial-gradient(58rem 42rem at 78% -8%, rgba(171, 133, 62, 0.16), transparent 62%),
    radial-gradient(46rem 34rem at 4% 12%, rgba(42, 36, 86, 0.5), transparent 64%),
    radial-gradient(60rem 50rem at 50% 108%, rgba(171, 133, 62, 0.08), transparent 66%);
}

img { max-width: 100%; height: auto; display: block; border: 0; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--ink);
  line-height: 1.12;
  letter-spacing: -0.022em;
  margin: 0 0 0.6em;
  text-wrap: balance;
}

p { margin: 0 0 1.05em; text-wrap: pretty; }
p:last-child { margin-bottom: 0; }

a { color: var(--gold-300); text-decoration: none; }
a:hover { color: var(--gold-200); }

ul, ol { margin: 0; padding: 0; list-style: none; }

:focus-visible {
  outline: 2px solid var(--gold-300);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 200;
  background: var(--gold-500);
  color: var(--navy-950);
  padding: 0.8rem 1.2rem;
  font-weight: 700;
  border-radius: 0 0 var(--r-sm) 0;
}
.skip:focus { left: 0; }

/* --------------------------------------------------------- 4. Estrutura */

.wrap {
  width: 100%;
  max-width: var(--wrap);
  margin-inline: auto;
  padding-inline: var(--pad);
  position: relative;
  z-index: 1;
}

section { position: relative; z-index: 1; }

.band { padding-block: clamp(2.4rem, 5.5vw, 4.25rem); }

.band--fee { padding-block: 0; }

/* filete de luz dourado, citação direta da assinatura da logo */
.rule {
  height: 1px;
  border: 0;
  margin: 0;
  background: linear-gradient(
    90deg,
    transparent 0%,
    rgba(201, 162, 39, 0.05) 18%,
    rgba(247, 230, 182, 0.62) 50%,
    rgba(201, 162, 39, 0.05) 82%,
    transparent 100%
  );
  position: relative;
}
.rule::after {
  content: "";
  position: absolute;
  left: 30%; right: 30%;
  top: -3px; height: 7px;
  background: radial-gradient(closest-side, rgba(227, 194, 115, 0.4), transparent 75%);
  filter: blur(3px);
}

/* ------------------------------------------------------- 5. Tipografia UI */

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.19em;
  text-transform: uppercase;
  color: var(--gold-300);
  margin: 0 0 1.05rem;
}
.eyebrow::before {
  content: "";
  width: 26px; height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-500));
}

.h-sec {
  font-size: clamp(1.65rem, 4vw, 2.55rem);
  font-weight: 800;
}
.h-hero {
  font-size: clamp(2.05rem, 6.1vw, 3.75rem);
  font-weight: 800;
  letter-spacing: -0.032em;
  line-height: 1.05;
}
.gold-text {
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.lede {
  font-size: clamp(1.02rem, 1.9vw, 1.16rem);
  color: var(--text);
  max-width: 62ch;
}
.dim { color: var(--text-dim); }

.sec-head { max-width: 68ch; margin-bottom: clamp(1.5rem, 3.2vw, 2.25rem); }

/* --------------------------------------------------------- 6. Ícones */

.ic {
  width: 1.25em;
  height: 1.25em;
  flex: none;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* --------------------------------------------------------- 7. Botões */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  font-family: var(--font-body);
  font-size: 0.975rem;
  font-weight: 600;
  letter-spacing: -0.008em;
  padding: 0.95rem 1.55rem;
  border-radius: 999px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.18s ease, box-shadow 0.22s ease, border-color 0.22s ease, background-color 0.22s ease;
  text-align: center;
}

.btn--gold {
  color: #1b1405;
  background: linear-gradient(178deg, #f7e6b6 0%, #e0bd63 38%, #c9a227 72%, #ab853e 100%);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.5) inset, 0 14px 30px -14px rgba(201, 162, 39, 0.75);
}
.btn--gold:hover {
  color: #1b1405;
  transform: translateY(-2px);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.6) inset, 0 20px 38px -14px rgba(201, 162, 39, 0.9);
}

.btn--ghost {
  color: var(--ink);
  border-color: rgba(201, 162, 39, 0.32);
  background: rgba(255, 255, 255, 0.028);
}
.btn--ghost:hover {
  color: var(--ink);
  border-color: rgba(227, 194, 115, 0.6);
  background: rgba(255, 255, 255, 0.055);
  transform: translateY(-2px);
}

.btn--lg { padding: 1.08rem 1.9rem; font-size: 1.03rem; }
.btn .ic { width: 1.15rem; height: 1.15rem; stroke-width: 1.9; }

.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.9rem;
}

/* ---------------------------------------------------------- 8. Cabeçalho */

.hd {
  position: sticky;
  top: 0;
  z-index: 90;
  background: rgba(8, 7, 28, 0.72);
  -webkit-backdrop-filter: blur(14px) saturate(150%);
  backdrop-filter: blur(14px) saturate(150%);
  border-bottom: 1px solid rgba(255, 255, 255, 0.055);
  transition: background-color 0.25s ease, border-color 0.25s ease;
}
.hd.is-stuck {
  background: rgba(6, 5, 22, 0.93);
  border-bottom-color: rgba(201, 162, 39, 0.2);
}

.hd__in {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 70px;
  padding-block: 0.7rem;
}

.brand { display: inline-flex; align-items: center; gap: 0.6rem; }
.brand__mark {
  height: 36px;
  width: auto;
  transition: height 0.25s ease;
}
.hd.is-stuck .brand__mark { height: 31px; }

.brand__wm { display: flex; flex-direction: column; line-height: 1; }
.brand__wm b {
  font-family: var(--font-brand);
  font-size: 1.12rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  transition: font-size 0.25s ease;
}
.brand__wm i {
  font-family: var(--font-body);
  font-style: normal;
  font-size: 0.5rem;
  font-weight: 600;
  letter-spacing: 0.225em;
  text-transform: uppercase;
  color: var(--gold-600);
  margin-top: 0.3rem;
}
.hd.is-stuck .brand__wm b { font-size: 1.02rem; }

.nav { display: flex; align-items: center; gap: 1.65rem; }
.nav a {
  color: var(--text);
  font-size: 0.885rem;
  font-weight: 500;
  letter-spacing: -0.004em;
  position: relative;
  padding-block: 0.3rem;
}
.nav a:hover { color: var(--ink); }
.nav a::after {
  content: "";
  position: absolute;
  left: 0; right: 100%; bottom: 0;
  height: 1px;
  background: var(--gold-400);
  transition: right 0.28s ease;
}
.nav a:hover::after { right: 0; }

.hd__cta { display: inline-flex; }

.burger {
  display: none;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: 11px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  background: rgba(255, 255, 255, 0.03);
  color: var(--ink);
  cursor: pointer;
}
.burger .ic { width: 22px; height: 22px; }
.burger .ic--close { display: none; }
.burger[aria-expanded="true"] .ic--close { display: block; }
.burger[aria-expanded="true"] .ic--open { display: none; }

/* -------------------------------------------------------------- 9. Hero */

.hero {
  position: relative;
  padding-block: clamp(2.2rem, 5vw, 3.9rem) clamp(2.4rem, 5.5vw, 4rem);
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(201, 162, 39, 0.42), transparent);
}

.hero__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.06fr) minmax(0, 0.94fr);
  gap: clamp(2.2rem, 5vw, 4.2rem);
  align-items: center;
}

.hero h1 { margin-bottom: 1.15rem; }
.hero .lede { font-size: clamp(1.04rem, 2vw, 1.19rem); }

.hero__note {
  display: flex;
  align-items: flex-start;
  gap: 0.55rem;
  margin-top: 1.5rem;
  font-size: 0.875rem;
  color: var(--text-dim);
}
.hero__note .ic { width: 1.05rem; height: 1.05rem; color: var(--gold-400); margin-top: 0.28rem; }

/* cartão institucional do hero */
.card-brand {
  position: relative;
  border-radius: var(--r-lg);
  border: 1px solid var(--line);
  background:
    linear-gradient(180deg, rgba(30, 25, 67, 0.72), rgba(11, 10, 34, 0.86)),
    radial-gradient(26rem 18rem at 50% -14%, rgba(171, 133, 62, 0.3), transparent 70%);
  box-shadow: var(--shadow-lift);
  padding: clamp(1.8rem, 3.5vw, 2.6rem);
  text-align: center;
  overflow: hidden;
}
.card-brand::before {
  content: "";
  position: absolute;
  top: 0; left: 12%; right: 12%;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(247, 230, 182, 0.75), transparent);
}
.card-brand__logo {
  width: min(310px, 82%);
  margin: 0.35rem auto 1.05rem;
}
.card-brand__tag {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 400;
  letter-spacing: 0.005em;
  color: var(--gold-200);
  margin-bottom: 1.7rem;
}
.card-brand__list { display: grid; gap: 0.9rem; text-align: left; }
.card-brand__list li {
  display: flex;
  align-items: flex-start;
  gap: 0.8rem;
  padding: 0.85rem 0.95rem;
  border-radius: var(--r-sm);
  border: 1px solid var(--line-soft);
  background: rgba(255, 255, 255, 0.028);
  font-size: 0.9rem;
  line-height: 1.5;
}
.card-brand__list .ic {
  width: 1.2rem; height: 1.2rem;
  margin-top: 0.12rem;
  color: var(--gold-400);
}
.card-brand__list b {
  display: block;
  color: var(--ink);
  font-weight: 600;
  font-size: 0.925rem;
}
.card-brand__list span { color: var(--text-dim); font-size: 0.85rem; }

/* --------------------------------------------------------- 11. Cards base */

.card {
  border-radius: var(--r-md);
  border: 1px solid var(--line-soft);
  background: var(--grad-card);
  box-shadow: var(--shadow-card);
  padding: clamp(1.4rem, 2.8vw, 1.95rem);
  transition: transform 0.22s ease, border-color 0.22s ease, box-shadow 0.22s ease;
}
.card--hover:hover {
  transform: translateY(-3px);
  border-color: rgba(201, 162, 39, 0.3);
  box-shadow: var(--shadow-lift);
}
.card h3 {
  font-size: 1.08rem;
  font-weight: 700;
  letter-spacing: -0.015em;
  margin-bottom: 0.55rem;
}
.card p { font-size: 0.925rem; color: var(--text-dim); line-height: 1.62; }

.card__ic {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: 12px;
  margin-bottom: 1.05rem;
  color: var(--gold-300);
  border: 1px solid rgba(201, 162, 39, 0.24);
  background: linear-gradient(180deg, rgba(201, 162, 39, 0.14), rgba(201, 162, 39, 0.03));
}
.card__ic .ic { width: 1.4rem; height: 1.4rem; }

/* ------------------------------------------------- 12. Bloco "o que é" */

.pill-search {
  display: inline-flex;
  align-items: center;
  gap: 0.9rem;
  background: #f4f4f6;
  color: #16123a;
  border-radius: 999px;
  padding: 0.62rem 0.75rem 0.62rem 1.35rem;
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 500;
  margin-bottom: 1.5rem;
  box-shadow: 0 16px 34px -20px rgba(0, 0, 0, 0.9);
}
.pill-search .ic { width: 1.15rem; height: 1.15rem; stroke-width: 2.1; color: #2a2456; }

.split {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);
  gap: clamp(2rem, 4.5vw, 3.6rem);
  align-items: start;
}
.split p { font-size: 1.005rem; }

/* par de cards de mesmo peso, sem herdar a assimetria do .split */
.duo {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(1rem, 2.2vw, 1.5rem);
  align-items: stretch;
}

.panel {
  border-radius: var(--r-md);
  border: 1px solid var(--line);
  background:
    linear-gradient(180deg, rgba(30, 25, 67, 0.6), rgba(11, 10, 34, 0.75));
  box-shadow: var(--shadow-card);
  padding: clamp(1.5rem, 3vw, 2.1rem);
}
.panel h3 {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.17em;
  text-transform: uppercase;
  color: var(--gold-300);
  font-family: var(--font-body);
  margin-bottom: 1.25rem;
}
.panel ul { display: grid; gap: 1.05rem; }
.panel li { display: flex; gap: 0.85rem; align-items: flex-start; }
.panel li .ic { width: 1.2rem; height: 1.2rem; color: var(--gold-400); margin-top: 0.18rem; }
.panel li b { display: block; color: var(--ink); font-weight: 600; font-size: 0.945rem; margin-bottom: 0.15rem; }
.panel li span { font-size: 0.885rem; color: var(--text-dim); line-height: 1.55; }

/* --------------------------------------------------------- 13. Etapas */

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(1rem, 2.2vw, 1.5rem);
  counter-reset: step;
}
.step {
  position: relative;
  border-radius: var(--r-md);
  border: 1px solid var(--line-soft);
  background: var(--grad-card);
  box-shadow: var(--shadow-card);
  padding: clamp(1.5rem, 2.6vw, 1.85rem);
  transition: transform 0.22s ease, border-color 0.22s ease;
}
.step:hover { transform: translateY(-3px); border-color: rgba(201, 162, 39, 0.28); }
.step__n {
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.05em;
  background: var(--grad-gold);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  margin-bottom: 0.85rem;
  display: block;
}
.step h3 { font-size: 1.045rem; font-weight: 700; margin-bottom: 0.5rem; }
.step p { font-size: 0.9rem; color: var(--text-dim); line-height: 1.6; }

/* ------------------------------------------------ 13b. Depoimentos */

.deps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: clamp(1rem, 2.2vw, 1.5rem);
  align-items: stretch;
}

.dep {
  display: flex;
  flex-direction: column;
  border-radius: var(--r-md);
  border: 1px solid var(--line-soft);
  background: var(--grad-card);
  box-shadow: var(--shadow-card);
  padding: clamp(1.35rem, 2.6vw, 1.75rem);
  transition: transform 0.22s ease, border-color 0.22s ease;
}
.dep:hover { transform: translateY(-3px); border-color: rgba(201, 162, 39, 0.28); }

.dep__quote {
  flex: 1;
  font-size: 0.965rem;
  line-height: 1.62;
  color: var(--text);
  margin: 0 0 1.25rem;
}
.dep__quote::before {
  content: "\201C";
  display: block;
  font-family: var(--font-display);
  font-size: 2.1rem;
  font-weight: 700;
  line-height: 0.6;
  color: var(--gold-500);
  margin-bottom: 0.55rem;
}

.dep__who {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding-top: 1rem;
  border-top: 1px solid var(--line-soft);
}
.dep__who .ic { width: 1.15rem; height: 1.15rem; color: var(--gold-400); flex: none; }
.dep__who b {
  display: block;
  font-size: 0.885rem;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.3;
}
.dep__who span { font-size: 0.79rem; color: var(--text-dim); }

/* carrossel dos depoimentos: no celular vira faixa deslizante com encaixe */
.deps-dots {
  display: none;
  gap: 0.45rem;
  justify-content: center;
  margin-top: 1.3rem;
}
.deps-dots button {
  width: 8px;
  height: 8px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.22);
  cursor: pointer;
  transition: background-color 0.22s ease, width 0.22s ease;
}
.deps-dots button[aria-current="true"] {
  width: 22px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--gold-300), var(--gold-600));
}

/* prova curta imediatamente acima do botão, onde a decisão acontece */
.proof-near {
  margin: 1.9rem 0 0;
  padding: 1.15rem 1.35rem;
  border-radius: var(--r-md);
  border: 1px solid rgba(201, 162, 39, 0.24);
  background: rgba(171, 133, 62, 0.075);
  max-width: 46ch;
}
.proof-near blockquote {
  margin: 0 0 0.7rem;
  font-size: 0.985rem;
  line-height: 1.55;
  color: var(--ink);
}
.proof-near blockquote::before {
  content: "\201C";
  color: var(--gold-400);
  font-family: var(--font-display);
  font-size: 1.5rem;
  line-height: 0;
  vertical-align: -0.3rem;
  margin-right: 0.12rem;
}
.proof-near figcaption {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.79rem;
  color: var(--text-dim);
}
.proof-near .ic { width: 1rem; height: 1rem; color: var(--gold-400); flex: none; }

/* --------------------------------------------- 14. Bloco de cobrança */

.fee {
  position: relative;
  border-radius: var(--r-lg);
  border: 1px solid rgba(201, 162, 39, 0.34);
  background:
    radial-gradient(38rem 22rem at 18% -10%, rgba(171, 133, 62, 0.24), transparent 68%),
    linear-gradient(180deg, rgba(30, 25, 67, 0.82), rgba(8, 7, 28, 0.9));
  box-shadow: var(--shadow-lift);
  padding: clamp(1.9rem, 4.4vw, 3.2rem);
  overflow: hidden;
}
.fee::before {
  content: "";
  position: absolute;
  top: 0; left: 8%; right: 8%;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(247, 230, 182, 0.8), transparent);
}
.fee__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.02fr);
  gap: clamp(1.8rem, 4vw, 3.4rem);
  align-items: center;
}
.fee h2 { font-size: clamp(1.5rem, 3.2vw, 2.15rem); margin-bottom: 0.85rem; }
.fee__lede { font-size: 1.03rem; color: var(--text); }
.fee__list { display: grid; gap: 0.95rem; }
.fee__list li {
  display: flex;
  gap: 0.85rem;
  align-items: flex-start;
  padding: 1rem 1.15rem;
  border-radius: var(--r-sm);
  border: 1px solid rgba(201, 162, 39, 0.18);
  background: rgba(255, 255, 255, 0.032);
  font-size: 0.925rem;
  line-height: 1.58;
  color: var(--text);
}
.fee__list .ic { width: 1.2rem; height: 1.2rem; color: var(--gold-300); margin-top: 0.2rem; }

.fee__safe {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  margin-top: 1.6rem;
  padding-top: 1.4rem;
  border-top: 1px solid rgba(201, 162, 39, 0.2);
  font-size: 0.88rem;
  color: var(--text-dim);
  line-height: 1.55;
}
.fee__safe .ic { width: 1.2rem; height: 1.2rem; color: var(--gold-400); margin-top: 0.15rem; flex: none; }
.fee__list b { color: var(--ink); font-weight: 600; }

/* ------------------------------------------------------ 15. Bancos */

.banks {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(0.8rem, 1.8vw, 1.15rem);
  margin-bottom: 1.9rem;
}
.bank {
  border-radius: var(--r-sm);
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: var(--shadow-card);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}
.bank img {
  width: 100%;
  height: auto;
  display: block;
}
.bank:hover {
  transform: translateY(-3px);
  border-color: rgba(201, 162, 39, 0.34);
  box-shadow: var(--shadow-lift);
}

.checks { display: grid; gap: 0.85rem; margin-bottom: 1.9rem; }
.checks li { display: flex; gap: 0.8rem; align-items: flex-start; font-size: 0.965rem; }
.checks .ic { width: 1.2rem; height: 1.2rem; color: var(--gold-400); margin-top: 0.24rem; }

.caution {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: clamp(1.15rem, 2.4vw, 1.5rem);
  border-radius: var(--r-md);
  border: 1px solid rgba(201, 162, 39, 0.22);
  background: rgba(171, 133, 62, 0.075);
}
.caution .ic { width: 1.4rem; height: 1.4rem; color: var(--gold-300); margin-top: 0.12rem; flex: none; }
.caution h3 { font-size: 1.01rem; font-weight: 700; margin-bottom: 0.4rem; }
.caution p { font-size: 0.92rem; color: var(--text-dim); }

/* ------------------------------------------------------- 16. Sobre */

.about {
  display: grid;
  grid-template-columns: minmax(0, 0.66fr) minmax(0, 1.34fr);
  gap: clamp(1.8rem, 4vw, 3.2rem);
  align-items: center;
}
.about__ph {
  position: relative;
  border-radius: var(--r-lg);
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-lift);
  background: var(--navy-800);
}
.about__ph img { width: 100%; }
.about__ph figcaption {
  position: absolute;
  left: 0; right: 0; bottom: 0;
  padding: 3rem 1.25rem 1.1rem;
  font-size: 0.8rem;
  line-height: 1.45;
  color: var(--text-dim);
  background: linear-gradient(180deg, transparent, rgba(5, 4, 18, 0.94) 58%);
}
.about__ph figcaption b {
  display: block;
  font-family: var(--font-display);
  font-size: 1.01rem;
  font-weight: 700;
  letter-spacing: -0.014em;
  color: var(--ink);
  margin-bottom: 0.12rem;
}

/* --------------------------------------------------------- 17. FAQ */

.faq { display: grid; gap: 0.75rem; max-width: 900px; }

.faq details {
  border-radius: var(--r-md);
  border: 1px solid var(--line-soft);
  background: var(--grad-card);
  overflow: hidden;
  transition: border-color 0.22s ease;
}
.faq details[open] { border-color: rgba(201, 162, 39, 0.3); }

.faq summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.2rem;
  padding: 1.15rem clamp(1.1rem, 2.4vw, 1.6rem);
  cursor: pointer;
  list-style: none;
  font-family: var(--font-display);
  font-size: clamp(0.97rem, 1.9vw, 1.055rem);
  font-weight: 600;
  letter-spacing: -0.014em;
  color: var(--ink);
  line-height: 1.35;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary:hover { color: var(--gold-200); }
.faq summary .ic {
  width: 1.3rem; height: 1.3rem;
  color: var(--gold-400);
  flex: none;
  transition: transform 0.25s ease;
}
.faq details[open] summary .ic { transform: rotate(180deg); }

.faq__a {
  padding: 0 clamp(1.1rem, 2.4vw, 1.6rem) 1.35rem;
  font-size: 0.945rem;
  color: var(--text-dim);
  line-height: 1.68;
  max-width: 72ch;
}

/* ------------------------------------------------------ 18. Contato */

.contact {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(2rem, 4.5vw, 3.6rem);
  align-items: start;
}
.contact-list { display: grid; gap: 1.35rem; }
.contact-list > div { display: flex; gap: 1rem; align-items: flex-start; }
.contact-list .ic { width: 1.35rem; height: 1.35rem; color: var(--gold-400); margin-top: 0.22rem; flex: none; }
.contact-list dt {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--text-faint);
  margin-bottom: 0.22rem;
}
.contact-list dd { margin: 0; font-size: 0.985rem; color: var(--ink); line-height: 1.5; }
.contact-list dd a { color: var(--ink); border-bottom: 1px solid rgba(201, 162, 39, 0.4); }
.contact-list dd a:hover { color: var(--gold-200); border-bottom-color: var(--gold-300); }
.contact-list dd span { display: block; font-size: 0.875rem; color: var(--text-dim); }

/* -------------------------------------------------------- 19. Rodapé */

.ft {
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  background: linear-gradient(180deg, rgba(5, 4, 18, 0.6), rgba(5, 4, 18, 0.95));
  padding-block: clamp(2.2rem, 4.5vw, 3rem) 1.8rem;
  position: relative;
  z-index: 1;
}
.ft__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(1.8rem, 4vw, 3.2rem);
  padding-bottom: 2.2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.055);
}
.ft img.ft__logo { height: 46px; width: auto; margin-bottom: 1.1rem; }
.ft p { font-size: 0.875rem; color: var(--text-dim); line-height: 1.6; }
.ft h3 {
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-300);
  margin-bottom: 1rem;
}
.ft ul { display: grid; gap: 0.6rem; }
.ft li, .ft address {
  font-size: 0.875rem;
  color: var(--text-dim);
  font-style: normal;
  line-height: 1.6;
}
.ft a { color: var(--text); }
.ft a:hover { color: var(--gold-200); }

.social { display: flex; gap: 0.6rem; margin-top: 1.15rem; }
.social a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px; height: 40px;
  border-radius: 11px;
  border: 1px solid var(--line-soft);
  background: rgba(255, 255, 255, 0.03);
  color: var(--text);
  transition: color 0.2s ease, border-color 0.2s ease, transform 0.2s ease;
}
.social a:hover { color: var(--gold-200); border-color: rgba(201, 162, 39, 0.4); transform: translateY(-2px); }
.social .ic { width: 1.2rem; height: 1.2rem; }

.ft__bottom {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem 1.6rem;
  justify-content: space-between;
  align-items: center;
  padding-top: 1.6rem;
  font-size: 0.8rem;
  color: var(--text-faint);
}
.ft__bottom a { color: var(--text-dim); }

/* ------------------------------------------------ 20. Barra fixa mobile */

.dock {
  display: none;
  position: fixed;
  left: 0; right: 0; bottom: 0;
  z-index: 95;
  padding: 0.7rem var(--pad) calc(0.7rem + env(safe-area-inset-bottom));
  background: rgba(6, 5, 22, 0.94);
  -webkit-backdrop-filter: blur(14px);
  backdrop-filter: blur(14px);
  border-top: 1px solid rgba(201, 162, 39, 0.22);
}
.dock .btn { width: 100%; }

/* ------------------------------------------------- 21. Página interna */

.doc { max-width: 780px; padding-block: clamp(2.6rem, 6vw, 4.4rem); }
.doc h1 { font-size: clamp(1.8rem, 4.4vw, 2.6rem); margin-bottom: 0.7rem; }
.doc h2 {
  font-size: clamp(1.15rem, 2.4vw, 1.38rem);
  margin-top: 2.6rem;
  margin-bottom: 0.75rem;
  padding-top: 1.6rem;
  border-top: 1px solid rgba(255, 255, 255, 0.07);
}
.doc h2:first-of-type { border-top: 0; padding-top: 0; }
.doc p, .doc li { font-size: 0.97rem; color: var(--text); line-height: 1.72; }
.doc ul { display: grid; gap: 0.6rem; margin: 0 0 1.1rem; }
.doc ul li { display: flex; gap: 0.75rem; align-items: flex-start; }
.doc ul li::before {
  content: "";
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--gold-400);
  margin-top: 0.62rem;
  flex: none;
}
.doc__meta { font-size: 0.85rem; color: var(--text-faint); margin-bottom: 2.4rem; }
.doc__back { display: inline-flex; align-items: center; gap: 0.5rem; margin-top: 2.8rem; font-size: 0.92rem; }
.doc__back .ic { width: 1.1rem; height: 1.1rem; transform: rotate(180deg); }

/* ------------------------------------------------------- 22. Reveal */

.js .rv {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.7s cubic-bezier(0.22, 0.61, 0.36, 1), transform 0.7s cubic-bezier(0.22, 0.61, 0.36, 1);
}
.js .rv.is-in { opacity: 1; transform: none; }

/* ---------------------------------------------------- 23. Responsivo */

@media (max-width: 1000px) {
  .hero__grid { grid-template-columns: 1fr; }
  .card-brand { max-width: 520px; margin-inline: auto; }
  .split, .duo, .fee__grid, .about, .contact { grid-template-columns: 1fr; }

  /* faixa deslizante, sangrando até a borda da tela */
  .deps {
    display: flex;
    grid-template-columns: none;
    gap: 0.85rem;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    padding-inline: var(--pad);
    margin-inline: calc(var(--pad) * -1);
    scrollbar-width: none;
    -ms-overflow-style: none;
    -webkit-overflow-scrolling: touch;
  }
  .deps::-webkit-scrollbar { display: none; }
  .deps .dep {
    flex: 0 0 86%;
    scroll-snap-align: start;
  }
  .deps-dots { display: flex; }
  .about__ph { max-width: 420px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .banks { grid-template-columns: repeat(2, 1fr); }
  .ft__grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 860px) {
  html { scroll-padding-top: 78px; }

  .nav {
    position: fixed;
    inset: 62px 0 auto;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0.5rem var(--pad) 1.5rem;
    background: #060516;
    border-bottom: 1px solid rgba(201, 162, 39, 0.2);
    transform: translateY(-8px);
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s;
  }
  .nav.is-open { opacity: 1; visibility: visible; transform: none; }
  .nav a {
    padding: 0.95rem 0;
    font-size: 1rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.055);
  }
  .nav a::after { display: none; }

  .burger { display: inline-flex; }
  .hd__cta { display: none; }

  .dock { display: block; }
  body { padding-bottom: 76px; }

  .ft__grid { grid-template-columns: 1fr; }

  /* alvo de toque de 44px nos links de texto, que no dedo eram de 17 a 20px */
  .ft ul a,
  .ft__bottom a,
  .contact-list dd a {
    display: inline-block;
    padding-block: 0.72rem;
  }
  .social a { width: 44px; height: 44px; }

  /* fundo sólido no lugar do blur, que engasga em Safari iOS */
  .hd, .dock {
    -webkit-backdrop-filter: none;
    backdrop-filter: none;
    background: rgba(6, 5, 22, 0.97);
  }
}

@media (max-width: 560px) {
  .eyebrow { font-size: 0.655rem; letter-spacing: 0.145em; }
  .steps, .banks { grid-template-columns: 1fr; }
  .btn-row .btn { width: 100%; }
  .fee__grid { gap: 1.6rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    transition-duration: 0.001ms !important;
  }
  .js .rv { opacity: 1; transform: none; }
}

@media print {
  .hd, .dock, .btn-row, .social { display: none !important; }
  body { background: #fff; color: #111; }
}